uob private banking
uob private banking
Blog Article
UOB Lender gives various own banking expert services intended to satisfy the financial desires of people. Underneath is an extensive overview that will help you have an understanding of The crucial element facets and choices.
Varieties of Accounts
Savings Account: This account means that you can get monetary savings though earning interest.
Capabilities: Easy access, fascination earnings, negligible charges.
Added benefits: Secure place for your cash, potential progress as a result of interest.
Recent Account: Perfect for daily transactions and controlling charges.
Features: Checkbook facility, overdraft safety.
Positive aspects: Effortless for normal payments and withdrawals.
Set Deposit Account: For anyone aiming to get paid greater curiosity premiums around a hard and fast period.
Attributes: Set phrase deposits, larger curiosity costs when compared to price savings accounts.
Benefits: Protected investment option with predictable returns.
Financial loans
Personal Financial loans: Unsecured financial loans which can be employed for different needs like schooling or residence renovation.
Varieties:
Installment Loans
Credit history Strains
Added benefits: Adaptable repayment phrases, aggressive interest charges.
House Financial loans: Customized remedies for getting home or refinancing existing home loans.
Sorts:
Set Rate Dwelling Financial loan
Floating Charge Home Financial loan
Positive aspects: Distinct strategies to fit individual desires, attractive fees.
Bank cards
UOB delivers A variety of bank cards catering to distinct existence and shelling out habits:
Benefits Playing cards: Generate details on every single buy which may be redeemed for gifts or journey miles.
Cashback Playing cards: Get cash rebates on day-to-day investing for instance groceries and dining out.
Journey Playing cards: Unique Added benefits like air miles accumulation and travel insurance plan coverage.
Financial commitment Solutions
For people thinking about increasing their prosperity through investments:
Unit Trusts * Diversified portfolio managed by pros. * Well suited for lengthy-phrase expansion targets.
Structured Deposits * Brings together the attributes of standard deposits with financial commitment products. * Possibly increased returns but with a few possibility associated.
Insurance Goods
To guard oneself and Your loved ones in opposition to unforeseen functions:
Lifetime Coverage * Presents economical stability in the event of Dying or important ailment. * Might also function a discounts Resource dependant upon the coverage decided uob personal banking on.
Wellness Insurance policy * Covers medical expenses together with hospitalization expenditures. * Essential for mitigating higher Health care expenditures.
Digital Banking Solutions
Convenience at your fingertips as a result of digital platforms:
Web Banking
Allows you to take care of your finances online:
Watch account balances and transaction background
Transfer resources amongst accounts or spend expenditures
Make an application for new products (financial loans/credit cards)
Cellular Banking
Banking on-the-go via cellular applications:
Rapid equilibrium checks
Mobile payment selections (QR code payments)
Notifications & alerts about account activity
Using these complete choices, UOB aims to deliver customized banking methods that cater exclusively to individual demands while making certain benefit and safety in all transactions.